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Medicare Part B

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Medicare Part B (Medical Insurance) helps cover 2 types of services:
 

  • Medically necessary services: Services or supplies that meet accepted standards of medical practice to diagnose or treat your medical condition.

  • Preventive services: Health care to prevent illness (like the flu) or detect it at an early stage when treatment is likely to work best.

 

You pay nothing for most preventive services if you get the services from a health care provider who accepts assignment.

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Part B covers things like:

  • Ambulance services 

  • Clinical research

  • Durable medical equipment (DME) 

  • Limited outpatient prescription drugs

  • Mental health & substance use disorders

  • Oxygen equipment & accessories

Ambulance services

 

Medicare Part B (Medical Insurance) covers ground ambulance transportation when traveling in any other vehicle could endanger your health, and you need medically necessary services from one of the following:
 


Medicare may pay for emergency ambulance transportation in an airplane or helicopter if you need immediate and rapid transport that ground transportation can’t provide.


In some cases, Medicare may pay for medically necessary, non-emergency ambulance transportation if you have a written order from your doctor or other health care provider that says the transportation is medically necessary. For example, someone with End-Stage Renal Disease (ESRD) may need a medically necessary ambulance transport to and from an ESRD facility.

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Learn more visit: https://www.medicare.gov/coverage/ambulance-services

Clinical research studies


For certain clinical research studies, Medicare Part A (Hospital Insurance) and/or Medicare Part B (Medical Insurance) cover some costs, like office visits and tests.
 

Your costs in Original Medicare


You may pay 20% of the Medicare-Approved Amount, depending on the treatment you get. The Part B deductible may apply.
 

What it is


Clinical research studies test different types of medical care, including new treatments, to find out how well they work and if they’re safe. For example, a clinical research study might test how well a new cancer drug works. 

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Learn more visit: https://www.medicare.gov/coverage/clinical-research-studies

Durable medical equipment (DME) coverage

 

Medicare Part B (Medical Insurance) covers medically necessary DME if your Medicare-enrolled doctor or other health care provider prescribes it for use in your home. You must rent most items, but you can also buy them. Some items become your property after you’ve made a certain number of rental payments.
 

Medicare-covered DME includes, but isn't limited to:
 

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Learn more visit: https://www.medicare.gov/coverage/durable-medical-equipment-dme-coverage

Prescription drugs (outpatient)

 

Medicare Part B (Medical Insurance) covers a limited number of outpatient prescription drugs under certain conditions.


Usually, Part B covers drugs you wouldn't typically give to yourself, like those you get at a doctor's office or in a hospital outpatient setting

.

Here are some examples of Part B-covered drugs:

 

  • Monoclonal antibodies for the treatment of early Alzheimer’s Disease

  • Drugs used with some types of durable medical equipment (DME): If the drug used is medically necessary, Medicare covers drugs infused through DME (like an infusion pump or nebulizer).

  • Some antigen allergy tests and treatments: Medicare covers antigen tests to check for allergies and their treatment if a doctor or other health care provider prepares them, and they're given by a properly instructed person (who could be you, the patient) under appropriate supervision.

  • HIV prevention drugs.

  • Injectable osteoporosis drugs.

  • Erythropoiesis-stimulating agents: Medicare covers erythropoietin by injection if you have End-Stage Renal Disease (ESRD)  or you need this drug to treat anemia related to certain other conditions.

  • Blood clotting factors: If you have hemophilia (a genetic bleeding disorder that keeps your blook from clotting properly), Medicare covers injectable clotting factors you give yourself or get in a doctor's office.

  • Injectable and infused drugs: Medicare covers most injectable and infused drugs when a licensed medical provider gives them.

  • Oral End-Stage Renal Disease (ESRD) drugs: Medicare covers all oral ESRD drugs.

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Part B covers calcimimetic medications (including the intravenous medication Parsabiv, and the oral medication Sensipar) and phosphate binders.

Your ESRD facility is responsible for giving you these medications either at the facility or through a pharmacy they work with. You’ll need to talk to your ESRD facility staff and your health care provider to find out:

  • Where you’ll get these medications

  • How much you’ll pay

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  • Enteral and parenteral nutrition (intravenous and tube feeding): Medicare covers certain nutrients if you can’t absorb nutrition through your intestinal tract or take food by mouth.

  • Intravenous Immune Globulin (IVIG): Medicare covers IVIG you get at home if both of these conditions apply:

    Part B also pays for other items and services related to you getting the IVIG at home.

    • You've been diagnosed with primary immune deficiency disease.

    • Your health care provider decides that it's medically appropriate for you.

  • Shots (vaccinations): Medicare covers flu shotspneumococcal shots and COVID-19 vaccines. Medicare also covers Hepatitis B shots for certain people, and some other vaccines when they're directly related to treating an injury or illness.

  • Transplant / immunosuppressive drugs. Medicare covers transplant drug therapy (including certain compounded immunosuppressive drugs) if Medicare helped pay for your organ transplant. You must have Part A at the time of the covered transplant, and you must have Part B at the time you get immunosuppressive drugs. 

     

If you only have Medicare because of End-Stage Renal Disease (ESRD), your Medicare coverage (including immunosuppressive drug coverage) ends 36 months after a successful kidney transplant. Medicare offers a benefit to help you pay for your immunosuppressive drugs beyond 36 months if you don’t have certain types of other health coverage (like a group health plan, TRICARE, or Medicaid that covers immunosuppressive drugs). This benefit only covers your immunosuppressive drugs and no other items or services. It isn’t a substitute for full health coverage. If you qualify, you can sign up for this benefit any time after your Part A coverage ends. To sign up, call Social Security at 1-877-465-0355. TTY users can call 1-800-325-0788.

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  • Oral cancer drugs: Medicare covers some cancer drugs you take by mouth if the same drug is available in an injectable form, or it's a prodrug of the injectable drug. A prodrug is an oral form of a drug that, when ingested, breaks down into the same active ingredient found in the injectable drug.

  • Oral anti-nausea drugs: Medicare covers oral anti-nausea drugs you get as part of a cancer chemotherapeutic regimen if you take them before, during, or within 48 hours of chemotherapy, or you get them as full therapeutic replacement for an intravenous anti-nausea drug.

  • Self-administered drugs in hospital outpatient settings: Under very limited circumstances, Medicare may pay for some self-administered drugs if you need them for the hospital outpatient services you're getting.

 

Learn more visit: https://www.medicare.gov/coverage/prescription-drugs-outpatient

Mental health & substance use disorders


Medicare covers certain screenings, services, and programs that aid in the treatment and recovery of mental health and substance use disorders.

If you or someone you know is struggling or in crisis, call or text 988, the free and confidential Suicide Crisis Lifeline. You can call and speak with a trained crisis counselor 24 hours a day, 7 days a week. You can also connect with a counselor through web chat at 988lifeline.org. Call 911 if you're in immediate medical crisis.

Types of mental health care
Outpatient Mental Health Care

Services to help diagnose and treat mental health conditions (often called counseling or psychotherapy)
Intensive Outpatient Program Services

Part-time mental health care for people who need at least 9 hours of services per week.
Partial Hospitalization

Full-day mental health care for people who need at least 20 hours of services per week.
Inpatient Care

 Mental health care services when you’re admitted to a general or psychiatric hospital.
Preventive screenings & counseling
Depression screenings

Assesses signs and symptoms of depression.
Opioid Use Disorder Treatments

Counseling, therapy, assessments, and more to help recover from opioid use disorder.
Tobacco Use Counseling

Counseling for smoking and tobacco use cessation.
Alcohol Misuse Screenings
 
To identify unhealthy drinking habits and counseling needs.

Oxygen equipment & accessories

 

Medicare Part B (Medical Insurance) covers the rental of oxygen equipment and accessories as durable medical equipment (DME) that your doctor or other health care provider prescribes for use in your home.
 

Your costs in Original Medicare

 

  • ​After you meet the Part B deductible, you pay 20% of the Medicare-approved amount

.

  • If you have Medicare and use oxygen, you’ll rent oxygen equipment from a supplier for 36 months.

What happens if my oxygen supplier goes out of business or leaves the program during my rental period? 

 

  • The monthly rental payments cover your oxygen equipment, along with any oxygen-related accessories and services like:​

    • Tubing or a mouthpiece

    • Any other necessary supplies and accessories, including a trans-tracheal oxygen catheter (if needed)

    • Oxygen contents

    • Oxygen machine maintenance

    • Oxygen machine servicing

    • Oxygen machine repairs

 

  • If you use either an oxygen concentrator or equipment used to fill portable tanks in your home, you may have to make coinsurance payments for maintenance and servicing of the equipment every 6 months if the supplier comes to your house to inspect and service the equipment. The supplier can’t charge you for this service unless they come to your home to inspect and service the equipment.

 

Learn more visit: https://www.medicare.gov/coverage/oxygen-equipment-accessories

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