Advantage to an SSA Account
✅ 1. Monitor Your Earnings
Your future benefits are based on your work history. With an account, you can:
-
View your full earnings record.
-
Spot and fix errors that could reduce your benefits.
✅ 2. Get Benefit Estimates
You can:
-
See how much you’ll receive at different retirement ages (62, 67, 70).
-
Estimate disability or survivor benefits.
✅ 3. Manage Benefits Easily
If you’re already drawing benefits, the account lets you:
-
Change your address or direct deposit info.
-
Request replacement SSA-1099 forms for taxes.
-
Print a benefit verification letter.
✅ 4. Sign Up for Medicare
When you’re turning 65, you’ll use this account to:
-
Enroll in Medicare Part A and/or B.
-
Track your application status.
​​
✅ 5. Security & Peace of Mind
Creating your account prevents identity thieves from making one in your name and accessing your info.
​
✅ 6. Sign up for Extra Help (LIS)
"Extra Help" is a Medicare program to help people with limited income and resources pay
Medicare drug coverage (Part D) premiums, deductibles, coinsurance, and other costs.