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What do I need to do when I turn 65 to get Medicare?
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Short Answer
If you’re turning 65, your Initial Enrollment Period lasts 7 months (3 months before your birthday month through 3 months after). If you’re not automatically enrolled, you apply through Social Security, then choose how you’ll receive coverage (Original Medicare or a Medicare Advantage plan).
Official Medicare Guidance
The information below reflects current Medicare enrollment rules and federal guidance related to this question.
Intial Enrollment Period
Your Initial Enrollment Period lasts seven months.
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Begins three months before your 65th birthday month
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Includes your birthday month
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Ends three months after
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The Next 5 Steps
Intial Enrollment Period
Your Initial Enrollment Period lasts seven months.
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Begins three months before your 65th birthday month
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Includes your birthday month
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Ends three months after
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Take the Next Step With Confidence
Once you understand your Medicare options and timeline, you may be ready to review plans available in your area. The tools below allow you to compare coverage, check prescription costs, confirm doctor networks, and explore plan details at your own pace.
Get Started
If you’d like a guided review, begin here. Enter your prescriptions and preferred doctors to see which plans may fit your needs. Once submitted, we’ll be notified and can review your options together — with no obligation.
Find a Plan
Prefer to browse on your own? You can view all available Medicare Advantage and Part D plans in your area, compare benefits, and even enroll directly if you’re ready.
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