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What is Medicare Part B and what does it cover?

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Short Answer

Medicare Part B covers doctor services, outpatient care, preventive services, and durable medical equipment. In 2026, the standard Part B premium is $202.90 (higher for some incomes).

Official Medicare Guidance

The information below reflects current Medicare enrollment rules and federal guidance related to this question.
Intial Enrollment Period
Your Initial Enrollment Period lasts seven months.
  • Begins three months before your 65th birthday month
  • Includes your birthday month
  • Ends three months after
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The Next 5 Steps

Intial Enrollment Period
Your Initial Enrollment Period lasts seven months.
  • Begins three months before your 65th birthday month
  • Includes your birthday month
  • Ends three months after
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Take the Next Step With Confidence

Once you understand your Medicare options and timeline, you may be ready to review plans available in your area. The tools below allow you to compare coverage, check prescription costs, confirm doctor networks, and explore plan details at your own pace.
Get Started
If you’d like a guided review, begin here. Enter your prescriptions and preferred doctors to see which plans may fit your needs. Once submitted, we’ll be notified and can review your options together — with no obligation.
Find a Plan
Prefer to browse on your own? You can view all available Medicare Advantage and Part D plans in your area, compare benefits, and even enroll directly if you’re ready.
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Self-Guided Tools & Forms
 

Disclaimer: The information provided on this website is for general educational purposes about Medicare Advantage (Part C), Medicare Part D, and related services. Costs, copays, coinsurance, benefits, and coverage rules vary by plan, provider network, and service area. You must continue to pay your Medicare Part B premium.

Me and Medicare LLC is a privately owned and operated insurance agency and is not affiliated with or endorsed by the U.S. government or the federal Medicare program.

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Currently we represent [X] organizations which offer [Y] products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.

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